Module 2: Mortgages
790 questionsCeMAP Module 2 is the largest and most detailed module, covering everything a mortgage adviser needs to know about mortgage law, practice, and products. It is split into two units: MRT1 (Mortgage Law, Practice and Application) covering 15 topics from the legal framework to conveyancing, and MRT2 (Mortgage Products and Post-Completion) covering product types, repayment methods, and arrears management.
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Frequently Asked Questions
What topics are covered in CeMAP Module 2?
Module 2 covers mortgage law and regulation, the house buying process, FCA MCOB rules, property valuation, conveyancing, land law, repayment methods, interest rate options, mortgage product types, specialist lending, fees, arrears management, and post-completion matters.
How many questions are in the CeMAP Module 2 exam?
Under the new format, MRT1 has 100 multiple-choice questions and MRT2 has 50 multiple-choice questions. Each unit is examined separately.
Is Module 2 the hardest CeMAP module?
Module 2 is widely considered the most challenging due to its breadth and the detail required across 24 topics. The MRT1 unit alone covers 15 topics and has 100 exam questions. Many candidates spend the most study time on this module.
What is the pass mark for CeMAP Module 2?
You need 70% on each unit — that is 70 out of 100 for MRT1 and 35 out of 50 for MRT2.
Does Module 2 cover LTV ratios?
Yes — loan-to-value (LTV) ratios are covered within MRT2 under mortgage product types and lender assessment. Understanding how LTV affects rates, fees, and lending decisions is essential.